| Share (Savings) Accounts Christmas Club Accounts Share Certificates (CD's) IRAs Checking Accounts VISA Debit Cards Direct Deposit & ACH Transfers Loans: Personal Vehicle (Cars, Light Trucks, Boats, Motorcycles, RVs, Mobile Homes) |
Home Improvement Share Secured Home Equity Vacation Auto Buying Services Auto Insurance Placement Service Notary Service GAP Insurance |
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Click here for our Loan Application (PDF)
| APR = Annual Percentage Rate. Rates in effect as of 8/1/08 and subject to change without notice. Actual rates may be higher depending on creditworthiness of individual applicant. | ||
|
Loan Type |
|
APR |
| Signature | As Low As 10.50% | |
| Share Secured | 4.50% | |
|
New Autos & Light Trucks |
20% Down As Low As 4.99% | |
| 10% Down As Low As 5.49% | ||
| 0% Down As Low As 5.99% | ||
|
Maximum term 60 months. | ||
| New Autos & Light Trucks | 20% Down As Low As 5.24% | |
| 10% Down As Low As 5.74% | ||
| 0% Down As Low As 6.24% | ||
|
Maximum term 72 months. | ||
| Used Autos & Light Trucks (current & prior model year vehicles)* | ||
| Finance Value | As Low As 4.99% | |
| Wholesale Value | As Low As 5.49% | |
| Retail Value | As Low As 5.99% | |
|
Maximum term 60 months. | ||
| Used Autos & Light Trucks (all other model year vehicles)* | ||
| Finance Value | As Low As 6.99% | |
| Wholesale Value | As Low As 7.49% | |
| Retail Value | As Low As 7.99% | |
|
Maximum term 48 months. | ||
| Home Equity | As Low As 6.00% | |
|
Loans are also available for boats, motorcycles, RVs, mobile homes and home improvements. Call the credit union for current rates and terms. | ||
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Share Rates
APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates in effect as of 8/1/08 and subject to change without notice.
Click here for our Loan Application (PDF)
|
Share Account Type |
APR |
APY | ||
|
Regular Shares and Clubs |
1.00% |
1.00% | ||
| $10,000.00 and over | 1.50% | 1.51% | ||
|
|
|
| ||
| Certificates | ||||
 6 Months |
2.47% | 2.50% | ||
| 12 Months |
2.72% | 2.75% | ||
|
|
2.96% |
3.00% | ||
|
36 Months |
3.20% |
3.25% | ||
|
IRA's |
|
|||
| Regular & Roth | ||||
| Shares | 2.00% | 2.02% | ||
| Certificates | ||||
| 2-Year |
2.96% | 3.00% | ||
| 3-Year |
3.20% | 3.25% | ||
| 4-Year |
3.44% | 3.50% | ||
| 5-Year |
3.69% | 3.75% | ||
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| Returned share draft (check) | $25 each | |
| Returned deposited check | $25 each | |
| Stop payment (limit 3 per year at no charge) | $10 each after 3 | |
| Check printing fee | Printer's cost | |
| Photocopy of paid check (limit 2 per year at no charge) | $3.00 each after 2 | |
| Overdraft Protection transfer from Share Account (limit 3 per month at no charge) | $5 each after 3 | |
| Insufficient funds - ACH | $25 each | |
| Insufficient funds - Debit Card | $25 each | |
|
Replacement Debit Card (if requested within 12 months of issuing original) Incorrect address fee Dormant account fee |
$5 each $1.50/per month | |
|
Debit Card usage fee |
$1.50 per transaction or $5.00/month | |
All fees will be a debit to member's Share or Share Draft Account.
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